Which_Mortgages

How we can help

Which? Mortgage Advisers can help you find the best mortgage for your individual needs and manage the whole application process from start to finish.

All our CeMAP qualified advisers are salaried, rather than commissioned, so you know that they are working in your best interests. We search thousands of mortgages and depending on your needs, we can arrange your mortgage over the telephone and by email, at a time that suits you.

We offer a free initial consultation and should you decide to submit a mortgage application with us, you can benefit from a 50 GBP discount* on our completion fee.

We offer advice across various types of UK mortgages, first time buyer, home moving, remortgage and buy to let. Whether you’re uncertain about the options available to you or you know exactly the type of mortgage you are looking for but just want the best rates, why not challenge us to find the best option for your circumstances.

About us

Which? Group has been giving independent advice and campaigning to defend consumer rights for more than 50 years. We launched Which? Mortgage Advisers to improve the transparency of the mortgage broking market and to bring our trusted values to a life-stage that our customers often told us they found highly stressful: moving home and buying a property.

How to apply

To benefit from the discount, simply call the number below, or click through to our site to submit a web call back request, to get a free initial consultation with one of our advisers who will explain the service to you.

The adviser will capture some contact details to ensure any completion fee discounts are applied should you chose to work with us. They’ll talk you through next steps including arranging a time for a mortgage appointment to collect any detailed information that they need to begin a thorough search and to make a recommendation that is tailored to your needs.

Where can I get more information?

Simply click on the link through to our site for more information about our service, mortgage FAQs and to use our mortgage calculators. Or call us on 0800 197 7219.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our small print

Which? Mortgage Advisers is a trading name of Which? Financial Services Limited, of 2 Marylebone Road, London NW1 4DF. Registered in England and Wales. No. 7239342. Which? Financial Services Limited is a wholly–owned subsidiary of the Consumers’ Association (a registered charity) and is authorised and regulated by the Financial Conduct Authority (FRN. 527029). Telephone calls may be recorded and/or monitored.
Our normal fees*: You won’t pay for your initial consultation. If you decide that you’d like us to help with your application, we’ll charge a fee of 499GBP* to cover our administration costs. This is paid in two parts: 1. A first instalment of 299GBP* when we start. This fee is non–refundable and payable on application. 2. A second instalment of 200GBP* once you complete your mortgage. If you’re a full Which? member when you first get in touch, this is 100GBP* (this does not include temporary or trial membership).