Workplace pension schemes: what you need to know

In order to be awarded CPD units you must answer the following five random questions correctly. If you fail the test, please re-read the article before attempting the questions again.

  1. Which of the following statements regarding staging dates is correct?

  2. Which of the following will definitely not be classed as a worker?

  3. Which of the following will not count as earnings?

  4. A 20-year-old employee with an annual salary of £12,000 will be which of the following?

  5. In which circumstances will an employer have to register with The Pensions Regulator?

  6. After a jobholder has opted out of enrolment, how often will they be automatically re-enrolled by their employer?

  7. Which employers are most likely to use the National Employment Savings Trust (NEST) as their automatic enrolment pension scheme?

  8. What is the initial minimum amount of employer pension scheme contributions that will have to be made into an automatic enrolment scheme?

  9. Contributions into an automatic enrolment scheme are based on which earnings?

  10. What does an employer have to do for an entitled worker who gives them a joining notice?