The rise of peer-to-peer lending in China: An overview and survey case study

This report explores the rise of peer-to-peer lending in China to give SME communities and organisations around the world a better understanding of peer-to-peer lending and other forms of alternative finance as a viable option for their financing needs. This report takes a qualitative approach to analysis and is based on ACCA’s primary research and secondary Chinese language.

Cover of peer-to-peer lending report

China’s peer-to-peer lending sector has emerged as the largest and most dynamic online alternative finance sector in the world.

This report explores the emergence, characteristics and evolving policy environment of peer-to-peer lending in China and presents detailed findings from a survey of borrowers and lenders using China’s first online direct peer-to-peer lending provider, Paipaidai.