Many of you have heard about Open Banking, but what is it and why do we need to know about it?

Proponents of Open Banking often paint a vivid picture of a financial utopia where payments are made and reconciled efficiently, and financial information is shared securely for making more personalised and data-driven decisions. But how much of that is a reality now and what is the scope for it in future?

We have invited a panel of three speakers to share their perspectives on Open Banking. Each has developed products designed to help businesses, including accountants and financial services, to take advantage of the opportunities presented by Open Banking.                  


  • 12:30pm - start
  • 13:30pm - close.


  • Seamus Smith

    EVP Payments and Banking


  • Myles Stephenson

    Chief Executive Officer


  • Steve Bradford

    Chief Commercial Officer


Seamus Smith, EVP Payments and Banking, Sage

Seamus is EVP Payments and Banking at Sage, appointed in February 2017 to head up Sage’s payments and banking services worldwide. Over £3trn annually is moved in and out of Sage’s accounting and payroll products by customers. Seamus has also been CEO of Sage Pay since 2015, a leading provider of e-commerce and face to face payment solutions for small and medium businesses. 

Seamus joined Sage from PayPoint plc, where for four years he was Managing Director, driving significant growth in multi-channel payments & retail services such as card acquiring, ATMs and alternative payments. Previous to PayPoint, he spent seven years at American Express, latterly as EMEA head of the bank partnership card issuing and merchant acquiring business. Prior to this he spent six years at GE Capital in the consumer cards & lending business. His early career was spent at insurance and financial services division of the Automobile Association.  

Seamus has served on the strategic advisory board of the UK Payment Systems Regulator, assisting the Regulator in forming new objectives and priorities for the development of UK payment systems.

Myles Stephenson, Chief Executive Officer, Modulr

Myles Stephenson is the Chief Executive Modulr and was appointed Deputy Chair to the Emerging Payments Association Advisory Board in 2018. 

He’s an experienced payments executive and entrepreneur, having founded CorporatePay in 2008, which grew rapidly to be a leading provider of commercial prepaid solutions. In May 2012, CorporatePay was acquired by WEX Inc. (NYSE: WEX) and Myles became Managing Director, WEX Europe.

Prior to founding CorporatePay, Myles spent seven years with Retail Decisions Plc, a world leader in fraud prevention and payment services. Myles’ roles included Director of Retail Decisions Europe, with P&L responsibility for the European business unit, and Strategic Development Director, leading investments and joint ventures. 

Steve Bradford, Chief Commercial Officer, OpenWrks

Steve has more than twenty years of business leadership experience with companies including FICO, Experian, TDX and Nomis Solutions across both European and US markets. Over the last 10 years Steve has been in entrepreneurial roles focussing on the use of data and technology to open new markets, launch new products and build high performing teams that radically improve financial services.